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MyLegacy LLC, the owner and administrator of the website, OwnLegacy.com, welcomes you. We are happy to provide you our services subject to the following Terms of Service ("TOS"). This TOS may be updated by us from time to time without notice to you. Requests for the most current TOS will be accommodated at admin@ownlegacy.com. 
DESCRIPTION OF SERVICE
OwnLegacy provides members with access to a free online journal for the purpose of conveying personal content to family members or friends concerning topics on legacy. It also features a rich collection of resources, including various communications tools, forums, search services, personalized content and media storage and distribution. All these, upon access by a member or any user, shall be known hereafter as the “Service”. You understand and agree that the Service include advertisements and that these advertisements are necessary for OwnLegacy to provide the Service. You also understand and agree that the Service may include certain communications from OwnLegacy such as service announcements, administrative messages and the OwnLegacy Newsletter, and that these communications are considered part of OwnLegacy membership and you will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new features that augment or enhance the current Service, including the introduction of new features or promotions, shall be subject to this TOS. You understand and agree that the Service is provided "AS-IS". This means that OwnLegacy assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings. You are responsible for obtaining access to the Service, and that access may involve third-party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Service.
YOUR REGISTRATION OBLIGATIONS 
In consideration of your use of the Service, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form (the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or if OwnLegacy has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, OwnLegacy has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof). OwnLegacy is concerned about the safety and privacy of all its users, particularly children and for this reason does not allow membership to children. When you create an account, you certify that you are at least 18 years old and that you are knowingly entering into a binding agreement with OwnLegacy.

MEMBER ACCOUNT, PASSWORD AND SECURITY 
You will receive a password and account designation upon completing the Service's registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify OwnLegacy of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. OwnLegacy will not be liable for any loss or damage arising from your failure to comply with this condition.
MEMBER CONDUCT 
You understand that all information, data, text, software, photographs, graphics, video, messages, tags, or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated. This means that you, and not OwnLegacy, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the Service. You understand that OwnLegacy does not control the Content posted via the Service and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the Service, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will OwnLegacy be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the Service.
You agree to NOT use the Service to:
a.	upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
b.	harm minors in any way;
c.	impersonate any person or entity, including, but not limited to, an OwnLegacy official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
d.	forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
e.	upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
f.	upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
g.	upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation; 
h.	upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
i.	disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
j.	interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;
k.	intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;
l.	provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;
m.	"stalk" or otherwise harass another; and/or
n.	collect or store personal data about other users in connection with the prohibited conduct and activities set forth in paragraphs a through m above.
You acknowledge that OwnLegacy may or may not pre-screen Content, but that OwnLegacy and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or move any Content that is available via the Service. Without limiting the foregoing, OwnLegacy and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by OwnLegacy or submitted to OwnLegacy including without limitation information in OwnLegacy Message Boards and in all other parts of the Service.
You acknowledge, consent and agree that OwnLegacy may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of OwnLegacy, its users and the public.
You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.
You understand that the Service and software embodied within the Service may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by OwnLegacy and/or content providers who provide content to the Service. You may not attempt to override or circumvent any of the usage rules embedded into the Service. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Service, in whole or in part, is strictly prohibited.
SPECIAL ADMONITIONS FOR INTERNATIONAL USE 
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.
CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE SERVICE
OwnLegacy does not claim ownership of Content you submit or make available for inclusion on the Service. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the Service, you grant OwnLegacy the following worldwide, royalty-free and non-exclusive license(s), as applicable:
•	With respect to Content you submit or make available for inclusion on publicly accessible areas of OwnLegacy, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Service solely for the purposes of providing and promoting the specific OwnLegacy page to which such Content was submitted or made available. This license exists for as long as until OwnLegacy removes such content from the Service.
•	With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the Service, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Service solely for the purpose for which such Content was submitted or made available. This license exists for as long as until OwnLegacy removes such Content from the Service.
•	With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the Service, the perpetual, irrevocable and fully sublicensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.
"Publicly accessible" areas of the Service are those areas of the OwnLegacy network of properties that are intended by OwnLegacy to be available to the general public. By way of example, publicly accessible areas of the Service would include OwnLegacy Message Boards and portions of OwnLegacy Groups, Photos and Articles that are open to both members and visitors. However, publicly accessible areas of the Service would not include portions of OwnLegacy Groups that are limited to members.
INDEMNITY 
You agree to indemnify and hold OwnLegacy and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or otherwise make available through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another.
NO RESALE OF SERVICE 
You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Service (including your OwnLegacy ID), use of the Service, or access to the Service.
GENERAL PRACTICES REGARDING USE AND STORAGE 
You acknowledge that OwnLegacy may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that journal entries or messages, message board postings or other uploaded Content will be retained by the Service, the maximum number of photos that may be sent from or received by an account on the Service, the maximum size of any message that may be sent from or received by an account on the Service, the maximum disk space that will be allotted on OwnLegacy servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that OwnLegacy has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You acknowledge that OwnLegacy reserves the right to log off accounts that are inactive for more than three (3) months. You further acknowledge that OwnLegacy reserves the right to modify these general practices and limits from time to time.
MODIFICATIONS TO SERVICE 
OwnLegacy reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that OwnLegacy shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
TERMINATION 
You agree that OwnLegacy may, under certain circumstances and without prior notice, immediately terminate your OwnLegacy account, and access to the Service. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account deletions), (d) discontinuance or material modification to the Service (or any part thereof), (e) unexpected technical or security issues or problems, (f) extended periods of inactivity, (g) engagement by you in fraudulent or illegal activities, and/or (h) nonpayment of any fees owed by you in connection with the Services. Termination of your OwnLegacy account includes (a) removal of access to all offerings within the Service, including but not limited to My Legacy Journal Entries, Groups, Blog Boards, Forum Boards, and Photos, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of the Service. Further, you agree that all terminations for cause shall be made in OwnLegacy’s sole discretion and that OwnLegacy shall not be liable to you or any third party for any termination of your account, any associated journal entries, or access to the Service.
DEALINGS WITH ADVERTISERS 
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that OwnLegacy shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.
LINKS 
The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because OwnLegacy has no control over such sites and resources, you acknowledge and agree that OwnLegacy is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that OwnLegacy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.
OWNLEGACY’S PROPRIETARY RIGHTS 
You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by OwnLegacy or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part.
OwnLegacy grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, nor to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by OwnLegacy for use in accessing the Service.
DISCLAIMER OF WARRANTIES 
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: 
a.	YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. OWNLEGACY AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
b.	OWNLEGACY AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
c.	ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
d.	NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM OWNLEGACY OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.
e.	A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING THE SERVICE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE SERVICE. IMMEDIATELY DISCONTINUE USE OF THE SERVICE AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE SERVICE: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.
LIMITATION OF LIABILITY 
YOU EXPRESSLY UNDERSTAND AND AGREE THAT OWNLEGACY AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF OWNLEGACY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.
EXCLUSIONS AND LIMITATIONS 
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 17 AND 18 MAY NOT APPLY TO YOU.
NOTICE 
OwnLegacy may provide you with notices, including those regarding changes to the TOS, by email, regular mail or postings on the Service.
NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT
OwnLegacy respects the intellectual property of others, and we ask our users to do the same. OwnLegacy may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide OwnLegacy's Copyright Agent the following information:
1.	an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
2.	a description of the copyrighted work or other intellectual property that you claim has been infringed;
3.	a description of where the material that you claim is infringing is located on the site;
4.	your address, telephone number, and email address;
5.	a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6.	a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.
OwnLegacy’s Agent for Notice of claims of copyright or other intellectual property infringement can be reached as follows:
By mail:
Copyright Agent
c/o MyLegacy LLC
340 Naples St. 
San Francisco, CA 94112
By fax: (415) 586-1243
By email: copyright@ownlegacy.com
GENERAL INFORMATION 
Entire Agreement. The TOS constitutes the entire agreement between you and OwnLegacy and governs your use of the Service, superseding any prior agreements between you and OwnLegacy with respect to the Service. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other OwnLegacy services, affiliate services, third-party content or third-party software.
Choice of Law and Forum. The TOS and the relationship between you and OwnLegacy shall be governed by the laws of the State of California without regard to its conflict of law provisions. You and OwnLegacy agree to submit to the personal and exclusive jurisdiction of the courts located within the county of San Francisco, California.
Waiver and Severability of Terms. The failure of OwnLegacy to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.
No Right of Survivorship and Non-Transferability. You agree that your OwnLegacy account is non-transferable and any rights to your OwnLegacy ID or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.
Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.
The section titles in the TOS are for convenience only and have no legal or contractual effect.

By clicking on the [Submit] button below I acknowledge that I have read and fully understand the information and terms provided above in relation to the services provided.

Accept Privacy Policy

OwnLegacy’s Privacy Policy
•	This policy covers how OwnLegacy.com treats personal information that the website collects and receives. This includes information related to your past use of OwnLegacy.com’s services. Personal information relates to personally identifiable information like your name, address, email address, or phone number, and that is not otherwise publicly available. 
•	This policy does not cover nor apply to the practices of companies that OwnLegacy.com does not own or control, or to people that OwnLegacy.com does not employ or manage. These entities have their own privacy statements which can be viewed by clicking on their corresponding links. 
Information Collection and Use 
     General 
•	OwnLegacy.com collects personal information when you register with OwnLegacy.com, when you use “My Own Legacy” pages, when you view the pages of certain OwnLegacy.com partners, and when you enter promotions or sweepstakes. We combine information about you that we have, with information we obtain from business partners or other companies. 
•	When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, phone number, and information about your identity. Once you register with OwnLegacy.com and sign in to our services, you are not anonymous to us. 
•	OwnLegacy.com collects information about your transactions with us and with some of our business partners, including information about your use of products and services that we offer. 
•	OwnLegacy.com automatically receives and records information on our server logs from your browser, including your IP address, cookie information, and the page you request. 
•	OwnLegacy.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you and your relatives for your legacy notification, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure
•	OwnLegacy.com does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

o	We provide the information to trusted partners who work on behalf of or with OwnLegacy.com under confidentiality agreements. These companies may use your personal information to help OwnLegacy.com communicate with you about offers from OwnLegacy.com and our marketing partners. However, these companies do not have any independent right to share this information. 
o	We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; 
o	We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of OwnLegacy.com’s terms of use, or as otherwise required by law. 
o	We transfer information about you if OwnLegacy.com is acquired by or merged with another company. In this event, OwnLegacy.com will notify you before information about you is transferred and becomes subject to a different privacy policy. 
•	OwnLegacy.com displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area. 
o	OwnLegacy.com does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad. 
o	OwnLegacy.com advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies). 
•	OwnLegacy.com works with vendors, partners, advertisers, and other service providers in different industries and categories of business. 
Cookies
•	OwnLegacy.com may set and access OwnLegacy.com cookies on your computer. 
•	OwnLegacy.com lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to OwnLegacy.com's cookies. 
Your Ability to Edit and Delete Your Account Information and Preferences 
•	You can edit your OwnLegacy.com Account Information, including your marketing preferences anytime. 
•	New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive. 
•	We reserve the right to send you certain communications relating to the OwnLegacy.com service, such as service announcements, administrative messages and the OwnLegacy.com Newsletter, that are considered part of your OwnLegacy.com account, without offering you the opportunity to opt-out of receiving them. 
•	You can delete your OwnLegacy.com account by sending a request to admin@ownlegacy.com regarding account deletion. 
Changes to this Privacy Policy
•	OwnLegacy.com may update this policy without prior notice being made to its account holders. We will however, try to notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your OwnLegacy.com account or by placing a prominent notice on our site.

By clicking on the [Submit] button below I acknowledge that I have read and fully understand the information and terms provided above in relation to the services provided.